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Create your own fintech solution with a fully-branded payment and financial infrastructure from Payella

Becoming an owner of a successful fintech initiative has never been easier!

We provide solutions for industry newcomers and companies that want to integrate certain features into an existing product.

With Payella you do not need a financial license to offer your customers a fully-secure and customized experience with daily payments and transactions.

Discover the benefits of a White Label solution

Doing everything from scratch would require a lot of time and effort, preventing you from focusing on the main goals of your business. With a White Label from Payella you will not have to deal with numerous problems and obstacles, and get a high-quality result in just 1-2 months.

Building your fintech solution from scratch

2-3 Years

License and capital (min. 350,000 EUR)

Compliance & legal department

IT department

Sales & Marketing department

Customer support department

Back-office department


Membership with SEPA and SWIFT

Membership with Card Issuers

Accounting & financial audit

Compliance audit

AML & anti-fraud systems

Development of back-office

Development of front-office (online & mobile banking)

Development of payment gateway and processing centre

Development of numerous APIs for connection to 3rd party service providers

Payella White Label

1-2 Months

Sales & Marketing Department

What are the features of the final product?

Multi-currency Personal and Business accounts

Convenient money management for individuals and businesses

IBAN generation

Instant IBAN generation via an API

Payment gateway

Simple card payment processing

Access to SEPA & SWIFT

Connection to global payment processing networks

Mobile app for iOS & Android

Access to funds and transactions 24/7

Payment cards

Virtual and physical cards powered by Mastercard

Advanced compliance

AML/KYC and fraud-prevention mechanisms in place

Administrative panel and reporting

Stay in control with intuitive management and reporting modules

Card issuing opportunities

Issue and manage Mastercard cards in your own design

Card management system

Process transactions and set-up tailored fees for your cards

Virtual and physical cards

Expand your product range with a perfect tool for online and in-store shopping and ATM withdrawals

Authorization server

Manage balances, currencies, chargebacks and more from a single interface

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